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From the self-employed to those on furlough, what are the mortgage options?

Number of new deals has risen but rates and terms for different categories of borrower vary

The mortgage world is increasingly being split into winners and losers, with borrowers who are perceived as low-risk being offered some of the lowest rates on record, and the self-employed and those who are furloughed facing tougher rules.

Figures published this week revealed that the number of new mortgage deals on the market is the highest since the start of the first coronavirus lockdown in March 2020.

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